In this guide, we give you 8 exciting tips on how to win at Baccarat – one of the most exciting casino table games played in land-based and online casinos globally. We also briefly cover some the different variations of the game, house edge, and how to apply different baccarat strategies to your gameplay.
Baccarat is popular for 3 main reasons:
1. Low house edge
2. Easy to learn
3. Fun and socialble card game
Although Baccarat comes with several variations, the rules of the game are pretty fluent on each version. As such, the ‘strategies on how to win at Baccarat’ in this guide will be valid on all Baccarat tables you play on whether it is a virtual Baccarat table, live dealer table streamed via HD webcam from an online live casino, or if you happen to sit down and play the game at a land based casino.
· Baccarat Mini
· Speed Baccarat
· Baccarat No Commission
· 8 Deck Baccarat
· 6 Deck Baccarat
· 1 Deck Baccarat
· Punto Banco
· Baccarat Squeeze
Baccarat House Edge
Before applying a strategy and using the tips below, it helps to understand the house edge on when choosing a baccarat table to play on.
· Banker Bet: 1.01%
· Player Bet: 1.29%
· Tie: 15.75%
· Banker Bet: 1.06%
· Player Bet: 1.24%
· Tie: 14.44%
· Banker Bet: 1.06%
· Player Bet: 1.24%
· Tie: 14.36%
8 Winning Baccarat Strategies
Now we have covered the variations and house edge of baccarat lets get down to the nitty-gritty so you can head over to the baccarat tables and improve your chances of winning!
1. Wait for the optimal 'Tie' bet
As per above, in the game of Baccarat, you can bet on the ‘Banker’, ‘Player’, or ‘Tie’ options. Now, the ‘Tie’ refers to the scenario where the ‘Banker’ and the ‘Player’ have the same hand value.
The 'Tie' is a a rare result and this is reflected with its 8-1 reward for a successful bet. However, its attractive return often mists some people's sensibilities and so some players see the 'Tie' as a must bet option. You should avoid falling into this trap and instead wait for the right moment before placing a 'Tie' bet. This is because the house edge is 14.44% on most tables.
On the other hand, the ‘house edge’ for other bets in Baccarat are exceptionally low. The ‘Banker’ bet has a house edge of roughly 1.06% and the ‘Player’ bet has a house edge of approximately 1.24%.
· ‘Banker’ - lose approximately 1.06 credits for every 100 credits bet
· ‘Player’ - lose approximately 1.24 credits for every 100 credits bet
· ‘Tie’ – lose approximately 14.44 credits for every 100 credits net
When to place a 'Tie' Bet:
As you can see, the ‘Tie’ bet might have an attractive payout of 8-1 but the house has a considerable edge. Therefore, the only time you should place a ‘Tie’ bet is when the ‘Dealer’ and ‘Banker’ have not produced a ‘Tie’ result for several hands. When this happens, the laws of probability suggest that eventually, a ‘Tie’ result is on the horizon within the next few hands.
2. Treat the ‘Tie’ like it never happened
The ‘Tie’ has the lowest chance of occurring, which means that two ‘Ties’ in one game have almost as much of a chance of happening as lightning striking in the same spot twice. Once it does happen, don’t feel bummed out about it and suddenly place a bet on the ‘Tie’. Let the moment pass and continue playing.
3. Bet on the ‘Banker’ until the first loss
Most online casinos have a 5% wagering commission on the ‘Banker’ bet which is put in place to ‘even up the odds’ because the ‘Banker’ bet has a lower house edge versus the ‘Player’ bet. Do not let the small commission charge sway you from betting on the ‘Banker’.
The main reason we say this is because according to current online casino reports, the ‘Banker’ bet has a 52% win-rate in comparison to the ‘Player’ and ‘Tie’ win-rate added together.
As a result, betting on the ‘Banker’ is always the smart choice. You should stick with this option simply because it has the highest win-rate. You can always switch to the ‘Player’ bet as the game moves on.
4. Stick with the ‘Banker’ decision
When the ‘Banker’ bet losses, you shouldn’t immediately shift over to betting on the ‘Player’. One of the smartest decisions you can make is to wait it out and see what happens. Eventually, you will get a feel for the results coming out.
There is no guaranteed winning formula. If there was, the game of Baccarat would not exist. Therefore, you need to trust your instincts when choosing ‘Banker’ or ‘Player. However, you should always favour the ‘Banker’ bet simply because it offers the better house edge despite the 5% commission.
5. Play Baccarat No Commission
As mentioned, the ‘Banker’ bet in Baccarat usually has a 5% commission added to it. However, in many online casinos and live dealer casinos, you will be able to find Baccarat No Commission games. This means you do not have to pay the 5%, and this means you can take advantage of the ‘Banker’ bet as often as possible.
6. Mini Baccarat 2 Tips In 1
For the Mini Baccarat variation, we have 2 tips depending on whether you are new to the game or if you are an experienced player.
· New Baccarat Players
If you are new to Baccarat, then avoid playing Mini Baccarat games. There are fewer players involved, and as such the game is played faster. The faster the tempo means that there will be less time to make decisions, more room for errors, and you may burn through your budget faster if you hit a cold streak.
· Seasoned Baccarat Players
On the other hand, if you are a seasoned Baccarat player, you may want to get in as many hands as possible in a short space of time. This makes Mini Baccarat the perfect variant to get through hand variations.
7. Switch to ‘Player’ bets after 2 losses
As soon as the ‘Player’ bet losses twice then switch to it. When it wins, then switch back to the ‘Banker’ bet where you will be getting an improved house edge.
8. Manage your budget and betting strategy
No matter how lucky you might be, you should always keep track of your winnings and (potential) losses. One of the best ways to do it is to determine a precise amount of cash you want to invest in a game of Baccarat before approaching the table.
The second amount you need to visualize is your ‘bottom line’. Your ‘bottom line’ should be the amount of cash under which you should not fall under at any given time. For example, if you’re willing to bet $500 and the game isn’t going so well, your bottom line should be at least $200. Even though you initially wanted to spend all $500, your fail-safe mechanism should activate and tell you that ‘salvaging $200 is still better than losing all $500’.
Some people like to shift over from positive systems to negative ones right before hitting flat betting strategies, but more often than not this will not yield any profit. The whole idea of following a strategy is to give you a bit of control over the outcome of the game. When you’re winning and you’re in control, you can stop, and vice versa.
No gambler should dive head-first into any game, especially if we’re talking about games as mathematically driven as Baccarat. Although the game is very simple, it’s very much based on skill, even more so than on luck.
There are a variety of gambling strategies used for numerous other card games, and they can also be applied to the game of Baccarat. Before we get on to the actual strategies, let’s get through the basics first.
Progression systems are commonly used in slot games and roulette, but they can also be used for Baccarat games. A positive progression strategy implies that you should pump up the bet each time you win, and vice versa.
The positive progressions are generally considered to be among the ‘safest’ strategies and are generally used by newbies and insecure players. From a theoretical standpoint, the basis of positive progression lies in these factors:
1. Determine the amount of cash you plan on gambling on a game of Baccarat
2. The initial amount of cash should be your main guideline
3. Every time you go above the initial amount, you are betting casino’s money
4. Every time you go below the initial amount, you are losing money
Negative progression is a direct opposite of ‘positive progression’ in virtually all aspects. It’s a high-risk, high-reward strategy for determined and experienced gamblers. However, it’s also one of the potentially hazardous strategies, as it tends to drain your cash rapidly if you aren’t careful with it.
Basically, your ‘wins’ are there to ‘cover-up’ the losing streak while your ‘losses’ should be considered as a hint that a big win is on its way. This strategy relies on simple logic:
1. Every time you win you should be careful
2. Betting casino’s money should not be taken for granted, as that’s the cash you will eventually withdraw
3. Losing should give you a bit of motivation to be slightly more reckless than usual; ‘go big or go home’
Flat betting is different from both previous strategies – regardless of whether you are losing or winning, you should never change the initial wager amount. This strategy requires a lot of thought before even approaching the table. You will need to carefully determine how much money you intend to spend, divide it into fractals, and each fractal should be a single ‘bet’. The logic of flat betting is as follows:
1. You will have a bit more control since you can predict the worst-case scenarios beforehand
2. There is a minimal risk of ‘wasting’ your winnings
3. It is perfect for beginners who aren’t very familiar with Baccarat rules
General strategy tips
The first thing you will want to do is test these strategies on one a free play virtual Baccarat table. The whole point of the strategy is that you will need to see them through 100% or not at all. Abandoning a strategy midway is a recipe for disaster.
By putting different strategies to test, you will start to see repeating patterns. Your knowledge of different patterns combined with your knowledge of the game will give you an upper hand. The more experienced you get, the better your strategy choices will be further on.
Rounding Up the Game of Baccarat
The rules of Baccarat are simple – just try to hit a number as close to 9 as possible. You will have plenty of options at your disposal, and if follow our tips and strategies, you will soon find that you will limit your losses and increase the number of winning sessions you play.
You might not win every single hand of Baccarat by following our advice, but you will certainly raise your chances of winning drastically by doing so.
Baccarat is so popular that you will be able to find a table in basically every live casino. Just like we’ve mentioned a while ago, virtually all reputable online casinos have live dealers – it’s the same as betting at a real casino, with the only exception being that you’ll be sitting in the comfort of your home.
We also recommend trying you all the strategies above to gain a better understanding of the game. Follow the general strategy rules before you make your first bet. All online casinos offer ‘free games’ feature which is game simulations where you can check out all the features without betting any actual money.